Limited Time: Chase Boosts Welcome Offer On The Ink Business Preferred (2024)

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Advertiser Disclosure

Toni Perkins-SouthamLead Editor

Toni is a points and miles enthusiast who has been leveraging loyalty programs to travel around the world (for nearly free) with her husband and their four young children. She’s passionate about sharing travel tips so that others can not only feel inspired but also confident in planning their own travel.

Toni Perkins-Southam

Toni Perkins-SouthamLead Editor

Lead Editor

Clint ProctorLead Editor, Credit Cards & Travel Rewards

Clint Proctor is a lead editor with the credit cards and travel rewards team at Forbes Advisor. He has five years of experience in personal finance journalism and has contributed to a variety of leading national publishers including Business Insider and MyFICO. Clint has redeemed millions of credit card points and miles to book budget-friendly travel and is passionate about helping others do the same.

Fact Checked

Ink Business Preferred® Credit Card

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On Chase Bank USA, NA's Website

Limited Time: Chase Boosts Welcome Offer On The Ink Business Preferred (17)

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5.0

Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.

Welcome Bonus

Earn 120,000 bonus points

Annual Fee

$95

Regular APR

21.24%-26.24% Variable

Credit Score

Excellent, Good(700 - 749)

Editorial Review

Frequent business travelers who spend generously within the bonus categories will find extreme value in this card.

Pros & Cons

Remarkable welcome bonus
No foreign transaction fees
Employee cards at no additional cost
Rewards for common business expenses

Has annual fee
Rewards cap on high earning categories
Potential gaps in reward coverage for key business categories

Card Details

Earn 120k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That’s $1,200 cash back or $1,500 toward travel when redeemed through Chase Travel℠
Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
Round-the-clock monitoring for unusual credit card purchases
With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information.
Redeem points for cash back, gift cards, travel and more – your points don’t expire as long as your account is open
Points are worth 25% more when you redeem for travel through Chase Travel℠
Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Member FDIC

Earn 120,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Ink Business Preferred® Credit Card Offer Details

Beginning July 11, 2024, small business owners that apply for the Ink Business Preferred® Credit Card can earn 120,000 bonus points after spending $8,000 on purchases in the first three months after account opening.

That’s 20,000 Ultimate Rewards points higher than the standard welcome offer. Best of all, the minimum spending requirement is not increasing; it will still be $8,000 in the first three months, but you’ll get 20,000 more points. The annual fee is $95.

You also will continue to earn 3 points per dollar on the first $150,000 spent on travel and select business categories each account anniversary year and 1 point per dollar on all other purchases.

What Can You Do With 120,000 Ultimate Rewards Points?

From cash back and gift cards to transfer partners and elevated redemptions via Chase’s travel portal, the answer to what you can do with 120,000 Ultimate Rewards points is: A lot.

For travelers, 120,000 points is worth:

Up to $1,500 when redeemed through the Chase Travel℠ portal

Transferring your Ultimate Rewards to Chase’s transfer partners can give you even more value. I recently redeemed my Ultimate Rewards to help cover the cost of my family trip to Machu Picchu.

Nontravelers can also get value from their points. You can redeem your rewards for cash back, gift cards and to cover purchases through the Apple Ultimate Rewards store. You’ll get:

Up to $1,200 when redeemed for cash back or gift cards

Business-Specific Perks

Earning and redeeming Ultimate Rewards is great, but other cards have similar offerings. So why should you consider the Ink Business Preferred over other business credit cards? The additional perks give you ongoing value beyond the first year of card ownership, which not all cards can tout. Additional benefits include:

Auto rental collision damage waiver
Cellphone insurance
Extended warranty protection
Elevated earning rates on spending for popular business categories
Free employee cards
Insights into your business
Travel cancellation and interruption insurance

Find the Best Business Credit Cards of 2024

Learn More

Should You Get the Chase Ink Business Preferred Now?

The Chase Ink Business Preferred earns arguably the best flexible points on the market and comes with smart benefits for business owners.

For those considering this card, now is the time to apply. For those who have not had an eye on the Ink Business Preferred but have been in the market for something to complement their small business spending, this offer is about as good as it gets.

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